Earnings season always brings volatility, but it also creates windows of quiet opportunity. Before the noise begins, certain stocks start to show signs of strength — not hype, but real fundamentals. Mercado Libre, dLocal, Alphabet, and TransMedics each sit at an inflection point where growth meets underestimation. These aren’t momentum plays; they’re conviction trades for investors who know timing matters. The calm before earnings may just be the smartest time to act.

Let’s embark on this transformative journey together and position your portfolio for success in this evolving market landscape!

Be sure to read through to the end to catch all the valuable insights this newsletter delivers to your inbox today.

Alphabet’s (GOOG) stock has shown remarkable momentum over the past five years. From $81 in late 2020 to $260.51 today, the stock has risen an impressive 221%, representing a 26.3% compound annual growth rate (CAGR). This isn’t just hype—it’s proof of Alphabet’s consistent innovation and market strength. Investors who steadily invested $500 each month during that time have seen their discipline rewarded as the company continued to grow and evolve.

In the last six months, the pace has only quickened. Back in June 2025, GOOG was trading around $162, weighed down by broader market concerns. By October, the stock surged by $98.09—or 60.39%—reflecting renewed confidence and strong execution. The stock climbed steadily through July’s consolidation, gained speed in August, and closed October near its peak. Alphabet now holds a market capitalization of $3.15 trillion, a P/E ratio of 28.17, and offers a 0.32% dividend yield with quarterly payments of $0.21.

This growth is not a coincidence. Alphabet continues to strengthen its core businesses—AI integration across Search and Ads, Google Cloud gaining market share, and long-term projects like Waymo making real progress. Over the past year, the stock’s low of $142.66 is now a distant memory, while the high of $262.51 is within reach. From that low to today’s level, Alphabet’s chart reflects steady resilience and progress.

The key insight for investors is simple: if you believe in Alphabet’s long-term ability to innovate and lead, short-term declines are opportunities, not setbacks. Markets will always fluctuate due to regulation, earnings results, or broader economic shifts. When prices pull back, it can be the best time to buy more. Staying consistent with a $500 monthly dollar-cost averaging (DCA) plan helps smooth out volatility and builds wealth over time. Looking ahead to 2030, the outlook remains promising. Alphabet’s historical 26.3% CAGR shows what consistent innovation can achieve. As AI, YouTube, Cloud, and other emerging technologies continue to expand, growth potential remains strong. By maintaining regular $500 monthly investments over the next five years ($30,000 total), investors can benefit from compounding returns and the company’s ongoing evolution. Alphabet’s story continues to be one of innovation, resilience, and long-term opportunity.

The projection? Around $56,340—an 88% swell, $26,340 in gains that could fund freedoms you dream of today. This Alphabet odyssey isn’t about chasing highs or fleeing lows; it’s about anchoring in belief. The five-year saga, six-month sprint, 52-week highs—they’re all signposts saying: keep investing, buy the dips, trust the trajectory. Short-term noise fades; long-term tech triumphs endure. Your $500 heartbeat? It’s the pulse of a portfolio destined for the stars. The chart’s alive now—what’s your next chapter?

Every market cycle offers a moment of stillness — that brief pause before the noise of earnings season. In that quiet space, there’s opportunity. Not the loud, speculative kind, but the kind that rewards the investor who looks past headlines and listens instead to the rhythm of fundamentals.

For those who manage portfolios between meetings, flights, or back-to-back obligations, timing becomes a quiet advantage. You’re not chasing momentum — you’re identifying inflection points. The coming weeks mark one of those periods.

Earnings season is here, and four companies — Mercado Libre, dLocal, Alphabet (Google), and TransMedics — stand out as potential beneficiaries of market mispricing. Each sits at a crossroads of growth, resilience, and misunderstood near-term risk. Let’s explore why these four could reward the investors who act before the earnings chatter begins.

Mercado Libre isn’t just an e-commerce platform; it’s the operating system of Latin American digital life. With roots spanning commerce, fintech, and advertising, MELI’s ecosystem continues to expand even as macroeconomic headwinds — particularly in Argentina — weigh on sentiment.

Valued around $110 billion, the company trades at a premium. Yet that premium reflects the same reason investors pay up for Amazon or Shopify: scale-driven profitability. Mercado Libre’s advertising business now exceeds $1 billion, growing at 38% year-over-year, while both its commerce and fintech divisions have maintained more than 50% compound annual growth over the past half-decade.

Analysts expect revenue near $7.2 billion and earnings per share around $11.31 this quarter. Margins may narrow temporarily due to currency pressure and competitive moves from Amazon’s expansion in Brazil, but that’s strategy, not setback. The company has already reiterated its commitment to long-term growth over short-term optimization — the kind of clarity that rewards patience.

And patient investors have indeed been rewarded. Since mid-2022, Mercado Libre’s stock has respected its long-term uptrend line, rebounding every time it touched support. Each dip, historically, has been a buyable moment.

For the investor with limited hours but long-term vision, MELI represents not noise, but compounding in motion. The leading app engagement across Latin America — consistently topping Amazon, AliExpress, and Shein — confirms its grip on consumer behavior. A 41–42% compound growth rate over the past decade only underscores what the market often forgets: Mercado Libre isn’t a growth story fading into maturity. It’s a platform still scaling into dominance.

While Mercado Libre defines consumer-facing fintech, dLocal powers the rails beneath it. At roughly $4 billion in market cap, the Uruguayan payment processor is expanding its reach beyond Latin America into Africa, the Middle East, and Asia, which now contribute nearly 25% of revenue.

Growth here isn’t theoretical — it’s measured. Total Payment Volume (TPV) has risen more than 50% year-over-year for three consecutive quarters. The company’s net revenue retention rate has climbed from 100% to 145%, signaling that existing clients are spending significantly more over time. For a platform business, that metric alone speaks louder than quarterly earnings noise.

Despite impressive growth, the stock remains down more than 50% from its 2021 highs — a legacy of overvaluation during the speculative surge. Yet the fundamentals have improved while the valuation has deflated. The result: a rare asymmetry between performance and perception.

dLocal’s diversification beyond Latin America reduces foreign exchange risk and dependency on any single market. Management’s ability to offset take-rate compression with accelerating gross profit dollars shows operational discipline, not just top-line expansion.

Trading around $15–$16 per share, DLO reflects the market’s skepticism, not its potential. But profitability is improving, and the company continues to outpace expectations. With another earnings report due mid-November, the setup looks similar to the last time the company surprised to the upside — when the stock briefly rallied post-results before consolidating.

For those who look past volatility and focus on execution, dLocal offers something scarce in today’s market: profitable, high-growth fintech at a discount.

Alphabet’s near-$3 trillion valuation invites skepticism, but scale doesn’t mean stagnation. Beneath the surface of search lies an ecosystem transforming faster than the headlines admit.

The company’s cloud business — once a footnote — now represents one of its fastest-growing and most profitable segments. With 20.7% operating margins and accelerating enterprise adoption, Google Cloud is on track to become a $100 billion business within two years. Recent reports suggest that AI startup Anthropic may deepen its partnership with Google Cloud in a multibillion-dollar deal, reinforcing the platform’s rising dominance in enterprise AI infrastructure.

Critics often point to the risk of search disruption from ChatGPT or other AI competitors. Yet data tells a different story. The proportion of total revenue from search has already declined from 58.1% to 56.1% since mid-2022 — not from weakness, but from strength elsewhere. Advertising, YouTube, and cloud services are absorbing more of the pie. Alphabet isn’t losing relevance; it’s achieving diversification.

Meanwhile, Gemini — Google’s own AI model — has doubled its generative AI traffic share over the past year, even without counting integrations into search overviews and AI modes. That’s silent progress that the market rarely prices in.

Earnings season will bring attention to AI monetization. Alphabet doesn’t need hype to prove its value; it needs consistency. For investors seeking stability with embedded growth, Google remains the most reasonably valued among the so-called “Magnificent Seven.” Its operating leverage, rising cloud margins, and expanding AI footprint all suggest this quarter could deliver another quiet beat — the kind that compounds without fanfare.

Amid billion-dollar tech narratives, TransMedics stands as a very different kind of growth story — one driven by innovation in healthcare logistics. With a market cap around $4 billion, the company has transformed how organs are preserved and transported through its Organ Care System (OCS) technology.

Recent results affirm the trajectory. Total revenue rose 37.7% year-over-year, while net income surged 186%. Gross margins expanded slightly to nearly 60%, and for the first time in years, free cash flow turned positive — small, but significant.

TransMedics expects a seasonally weaker third quarter with revenue near $145 million and EPS of $0.35, but guidance remains unchanged for the year — a sign of confidence rather than caution. The market punished the stock earlier for sequential revenue dips, yet those were explained as seasonal and temporary. Since then, the company has resumed consistent quarter-over-quarter growth.

Perhaps most notable is the shift in operating margins, improving from negative 130% in 2021 to 14.4% positive today. Few medtech firms at this scale demonstrate that kind of turnaround while still expanding their product pipeline. The upcoming launch of the next-generation OCS Kidney device by 2027 could open a new revenue stream and strengthen its ecosystem of transplant solutions.

Year-to-date, the stock is up 87%, even after a brief pullback. The pattern is familiar: a short-term dip before a potential breakout post-earnings. For investors balancing risk with innovation, TransMedics offers rare exposure to scalable, high-margin medical technology still early in its adoption curve.

Earnings season often brings chaos — price swings, overreactions, and misplaced narratives. Yet, for the thoughtful investor, it’s not about predicting beats or misses; it’s about understanding trajectories.

Mercado Libre continues to expand dominance across Latin America with disciplined reinvestment.
dLocal captures the backbone of global digital payments while staying profitable.
Alphabet quietly diversifies away from search, turning cloud and AI into future growth engines.
TransMedics redefines a niche market, scaling precision medicine into profitability.

Each of these businesses carries short-term uncertainty — that’s unavoidable. But the market’s short memory often forgets that volatility and opportunity are siblings. The investors who act during moments of hesitation often capture the upside born in clarity.

For those managing capital in the margins of busy lives, the key isn’t to chase. It’s to position — deliberately, rationally, and ahead of the crowd.

The coming weeks will deliver headlines. The companies above may surprise, stumble, or soar. But the disciplined investor doesn’t react to outcomes; they align with fundamentals before the results arrive.

Because in the market, as in life, the calm before the noise is where conviction is built.

Ready to Revolutionize Your Wealth?

Here's what's waiting for you:

With the world becoming increasingly digital, this question will be on the minds of millions of people looking for new income streams in 2025.

The answer is—Absolutely!

Thank you for taking the time to read today’s email! Your support is what allows me to send out this newsletter for free every day. 

 What do you think of the new format? Please provide your feedback in the poll below, and if you find the newsletter valuable, feel free to share it with other investors!

Disclaimer: This newsletter is for informational purposes only and should not be considered financial advice. Please consult with a financial advisor before making any investment decisions.